These are first-time home buyer assistance programs tailored just for residents in the Evergreen State. If you live here, it’s a good idea to see if you qualify for them.
WSHFC highlights and eligibility requirements
HIGHLIGHTS
- 30-year fixed-rate home loans.
- Down payment assistance up to 5% of the mortgage amount.
- Available for single-family houses, condos, town houses and manufactured homes.
ELIGIBILITY
- A home buyer education course is required, in person or online.
- Annual household income typically cannot exceed $97,000.
- Some down payment assistance programs are restricted to first-time home buyers.
- If you haven’t owned and occupied your primary residence in the past three years, you qualify as a first-time home buyer.
- Specific areas are exempt from the first-time home buyer requirement.
Your next steps:
Reach out to me and I can connect you with a couple of lenders. Find someone who you connect with and feel comfortable with. Interest rates and loan terms vary by lender, which is why it makes sense to shop around for the best deal.
For full details on any program, visit the Washington State Housing Finance Commission online.
You’ll find lenders that participate in these programs on the WSHFC website.
Let me know if you have ANY questions!
Cheers!
Anjelina Moore / “LIVE A MOORE LIFE”
406-750-8660